Commercial Loans


Business Lending

With local decision-making, competitive rates and loans tailored to meet your specific needs; Ledyard’s business team can help you get the money you need to keep your business growing.

Commercial Mortgages

With flexible terms and a full range of construction, permanent and interim-financing programs, Ledyard’s mortgage loans can be customized to fit your needs and the needs of your business.

Business Term Loans

Term loans are also available if you need to finance the purchase of fixed assets such as machinery or equipment, finance business acquisitions or provide long-term working capital to support growth.

Business Lines of Credit

Loans are available to support seasonal cash flow needs or other short-term and ongoing financial needs.

Small Business Administration Loans

Ledyard offers a number of SBA loan products for growing businesses - everything from the purchase or renovation of real estate, to equipment purchasing, financing inventory, working capital and more. As an active member of the Small Business Administration’s Preferred Lender Program (PLP) we’re able to initiate and close loans quickly.

Business Letters of Credit

Ledyard offers Standby Letters of Credit and Documentary Letters of Credit. A Standby Letter of Credit provides assurance or backs performance of an obligation. It is often used to back-up payment of invoices, rent, promissory notes, real estate construction and bid performance. A Documentary Letter of Credit is issued to cover the shipment of goods either internationally or domestically.

Business Credit Cards

Whether you need immediate purchasing power or a more efficient way to manage expenses, a Ledyard business credit card gives you and your employees the ability to buy what you need when you need it - and to keep track of it all.