Meet Our Mortgage Team

Kevin Kober

Senior Vice President & Senior Mortgage Lending Officer

NMLS # 1019771

Kevin Kober joined Ledyard National Bank as Senior Vice President and Chief Retail Banking Officer with over 27 years of retail banking experience. He became the Senior Mortgage Lending Officer in March, 2014.

Prior to joining our team, Kevin was Senior Vice President and Manager of Retail Banking at The Connecticut Bank and Trust Company (CBT). In addition to his work at CBT, Kevin worked at Ryan Mortgage Group as Sales Manager and Mortgage Broker, worked for 10 years at TD Banknorth as Vice President and Group Manager and 11 years at Fleet Bank. He is a former board member and Vice President of the Rocky Hill Chamber of Commerce in Connecticut.

Kevin has an associates degree in business management from Greenfield Community College.

Tim Draper

Mortgage Loan Originator

NMLS #914639

Timothy Draper joined Ledyard National Bank in 2013 as Mortgage Loan Originator.

Prior to joining Ledyard, Tim was Branch Manager II at Lake Sunapee Bank for over a year and Personal Banker at Bank of America for nearly three years.

Tim graduated from Plymouth State University with a degree in business management. He is a member of the 2013 class of Leadership Upper Valley, and he is on the Board for Project Search, Hanover Area Chamber of Commerce Golf Committee, and Granite United Way Corporate Division. Tim and his family currently reside in Enfield, New Hampshire.

Allison Childs

Mortgage Loan Originator

NMLS #1022839

Allison Childs joined Ledyard National Bank in 2012. After working as a real estate legal assistant, she spent 13 years in the mortgage industry as a Loan Processor/Loan Coordinator for a local mortgage broker.

Allison graduated in 2011 from Union Institute & University in Brattleboro, VT with a Bachelor of Arts degree. She and her family currently reside in Wilder, NH.

Michelle Fellows

Mortgage/Consumer Loan Underwriter

Mortgage Loan Assistant

NMLS #430076

Michelle Fellows joined Ledyard National Bank’s Lending Department in 1999. In 2001, she became a Consumer Loan Processor. She then advanced to Mortgage Loan Processor in 2003 and became a Commercial Loan Processor/Assistant in 2007. In 2013, Michelle became a Mortgage/Consumer Loan Underwriter and Mortgage Loan Assistant.

Michelle has worked in the banking industry for 25 years and has completed several banking courses in compliance and SBA Processing.

Ashley Ricker

Loan Processor

NMLS #834356

Ashley joined Ledyard in 2007 and is responsible for processing loans. Prior to joining Ledyard, she worked at TD Bank in Woodstock, VT, as a Branch Supervisor. In that position she was responsible for personal banking sales, branch management and training. Ashley has worked in the banking industry for more than ten years. During Ashley’s ten-plus years in the banking industry she has completed numerous banking courses in compliance, management, and training.

Ashley was born in Hanover, NH, and started her banking career at Ledyard National Bank before a move to Arizona. Ashley attended Arizona School of Real Estate in Scottsdale, AZ.