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Personal Banking 

 


Checking  

 


LEDYARD PLAN:A Ledyard Relationship Banking Plan Exclusive

To qualify: When your balances in related personal household accounts (including CDs and IRAs) total at least $7,500 or you have a funded account with Ledyard Financial Advisors, we will eliminate charges for the following services:
  • KwikNET Internet Banking Bill Payment fee
  • Regular service charges for NOW, checking and savings accounts
  • Check printing fees
  • Traveler's check fees, cashier's check fees, money order fees, and certified check fees.
PLUS, you receive all these benefits:
  • $200 off Mortgage Closing Costs
  • .50% Discount on Installment Loans (with auto deduction from Ledyard checking and savings accounts)
  • Overdraft Protection Available (by application)
  • Complimentary Review of Investments by Ledyard Financial Advisors
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FREE CHECKING*: It's the best free checking account around. Just sign up for direct deposit to eliminate monthly service charges and enjoy these benefits:
  • FREE Checks 
  • FREE KwikNet online banking
  • FREE KwikPay Online bill payment
  • FREE Generations Gold Value Club membership
    As a Generations Gold member, you and your family are entitled to participate in the most exciting value club program in the country, with exclusive discounts at local restaurants and merchants, travel and more! Click here to learn more


GENERATIONS GOLD
LOCAL RESTAURANT & MERCHANT DISCOUNTS


Click here for a listing of all Generations Gold Business Partners.


TRAVEL DISCOUNTS
Airline Tickets
Hotel & Car Rentals
Cruises
Family Travel
Condominium Vacations
Major Attractions
Group Tours & Events

HEALTH
Pharmacy Discounts
Eyewear & Hearing Discounts
Hearing Aid Discounts

 
LIFESTYLE
Purchase Protection
Credit Card Registration
Consumer Action Team

OPTIONAL SERVICES - For a discounted additional fee, you can save money on:
Road America Motor Club
Discounted Long Distance Service
Movie Ticket Discounts
Group Dental Program
Grocery Coupon Club
Student Grant Program
Pet Insurance

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PERSONAL NOW ACCOUNT*: Interest is earned on the entire balance as long as an average daily balance of $750 is maintained. Service charges:
  • $7.00 + .25 debit charge for each check over 20 if average balance for the month falls below $750. (Service charges are waived for individuals over 60 and Ledyard Plan clients.)
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PERSONAL CHECKING ACCOUNT*: A non-interest bearing checking account with a lower ($500) average balance requirement. Service charges:
  • $4.00 + .25 each check over 20 if average balance for the month falls below $500. (Charges waived for Ledyard Plan members and senior citizens.)
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BASIC CHECKING ACCOUNT*: A non-interest bearing checking account without a minimum balance requirement. Service charges:
  • $3.00 monthly service charge 
  • First 10 checks free, $1 service charge each additional check (Service charges are waived for individuals over 60 and Ledyard Plan clients.)

 

*Effective December 1, 2008, Ledyard National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under this program, through December 31, 2010, all non-interest bearing transaction accounts and NOW accounts are fully guaranteed by the FDIC for the entire amount in the account. This coverage is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

 
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