It’s the best free checking account around. Just sign up for direct deposit with LEDYARD FREE CHECKING and there are NO monthly fees and:

   FREE checks
   FREE KwikTel telephone banking
   FREE KwikNet online banking
   FREE online bill-pay

   PLUS exclusive discounts
   at local restaurants and
   merchants, travel and more!
   [click here for more details]

It’s free checking the way it should be, and it’s only from Ledyard National Bank. Call or stop by any Ledyard office to sign up today.