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Celebrating 25 years

Meet Our Mortgage Team

Mike Urnezis

Senior Vice President, Senior Consumer and Mortgage Lending Officer

NMLS #133911
Michael Urnezis joined Ledyard in August of 2017 relocating from Rockford, Illinois and bringing with him over two decades of financial services experience. Prior to joining Ledyard, Mike co-founded Vision Mortgage & Insurance Group in 1999 with offices in the Midwest and Pacific Northwest which he managed until 2012 when Northwest Bank acquired the Group. Northwest Bank retained Mike as Vice President of Mortgage Banking and Business Development. Mike moved to Alpine Bank and Trust Company in 2014 as Vice President, Regional Mortgage Lending. At Alpine he developed and implemented a new wholesale mortgage banking channel designed for community banks in the Midwest. Mike received his Bachelor of Science degree in Finance from Illinois State University and has served on several nonprofit boards including the Rock River Chapter of the American Red Cross and The Parks Kiwanis.  Currently, Mike is a member of the Hanover Rotary, the NH & VT Mortgage Banking Committees, and is enrolled in the 2019 class of Leadership Upper Valley through Vital Communities.


Edward Bidlack

Mortgage Loan Originator

NMLS #16682
Edward Bidlack joined Ledyard in February of 2018 with over a decade of mortgage loan origination and expertise in all types of lending. He believes the key to establishing a great customer relationship is through honesty and treating each client’s individual experience with the utmost professionalism and suitability. In working with Ed, one can expect an educational and relatable element within each transaction at every point throughout the loan process. His personalized CARE (Communication, Availability, Reliability, Expectation) process provides a level of service that far exceeds a customer’s expectations. He feels honored helping his clients achieve their dreams of home ownership and assisting with what is potentially the largest and most important purchase they may ever make. Originally from Newport, RI, Ed is an alumnus of the University of Rhode Island where he earned a Bachelor of Science degree in Business Administration and Marketing. Currently residing in New London, NH, he is passionate about education and donates much of his time to volunteering in his children’s schools along with youth sports. In his spare time, he enjoys golf, exercising, and spending quality time with his wife Kate and their two children, Ava and Reid.


Neal Meagher

Mortgage Loan Originator

NMLS #1049365
Neal Meagher joined Ledyard in March of 2013 as Branch Manager of our New London branch, and was promoted to Mortgage Originator in 2016. Previous to his banking career, Neal had a successful career in the Retail Management field winning several awards for customer satisfaction, sales and profitability. Neal holds a degree in Business Administration from Hesser College, a Bachelor of Science degree in Business Management and Marketing from Granite State College, and enjoys taking continuing education classes for lifelong learning. Neal and his family reside in Enfield, NH and enjoy biking, hiking, kayaking, camping, RVing, snowshoeing and snowmobiling.


Michelle Fellows

Senior Underwriting Officer

NMLS #430076
Michelle Fellows joined Ledyard in October of 1999 as a Loan Assistant. Throughout her career at Ledyard, Michelle has held several roles within the Loan Department including Consumer Loan Processor, Mortgage Processor, Commercial Loan Assistant and Underwriter. She was promoted to Senior Underwriting Officer in 2017. At Ledyard, Michelle completed underwriting courses, compliance courses, CFT training courses and on-the-job training. She currently resides with her family in Enfield, NH.



Marcie Hart

Loan Processor

NMLS #1245461
Marcie Hart joined Ledyard in October 2010 as a Customer Service Representative, working at the Lebanon branch. In April 2014, she was promoted to Client Services Supervisor. While in this role, Marcie completed the Certified Supervisor Certificate Program and continued to fulfill supervisor duties at the Lebanon branch, until moving to the Mortgage Department in January 2016. Marcie is still located at the Lebanon office. Marcie and her family currently reside in Quechee, VT.


Robin Hodgdon

Consumer/Mortgage Lending Operations Manager

NMLS #1019851
Robin Hodgdon joined Ledyard in November of 2005 as a Customer Service Representative, working in the Lyme branch. In July of 2010, she was promoted to Client Services Supervisor of the Route 120 branch, where she worked until she moved into the Mortgage Department in March of 2014 as a Loan Processor.  In 2018, she was promoted to Consumer and Mortgage Lending Operations Manager.

During her time at Ledyard, she has completed CFT training courses, compliance courses and on-the-job training within the Mortgage Department. Robin currently lives with her family in Fairlee, VT.


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