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Personal Financial Management – Ledyard Link

Now it is easier than ever to manage your personal finances, with the help of Ledyard Link from Ledyard National Bank. Over the years, Ledyard has consistently delivered products and services to establish meaningful long-term partnerships with our clients. That’s what Plan Well Live Well is all about. A key to planning well is an understanding of how each piece of your personal financial picture interacts with the whole.

With Ledyard Link you can view all your accounts such as checking, savings, credit cards, 401ks, mortgages and investments from over 11,000 institutions. It gives you a consolidated view of all your finances and the power to easily manage and track your accounts – all on one website.  From a financial planning standpoint, it even provides users with the ability to categorize, track and forecast expenses.

Available Accounts

Transfers may be made from or to Ledyard National Bank checking or savings accounts, but not loans or certificates of deposit (CDs).

Transfers also may be made to or from checking accounts at other FIs, and possibly savings accounts. Subscribers will need to check with the other FI to ensure that Automated Clearing House (ACH) transactions are allowed to savings accounts, as some FIs do not allow this. Transfers to or from loans or CDs are not supported.


  • Transfers out of Ledyard to other FIs - $3.00 per transfer
  • Transfers from other FIs into Ledyard – Free

Transfer Amount Limits

For transfers to or from accounts that you have verified that you own at another institution:
–$1,500 initial transaction limit
–$1,500 daily limit
–$5,000 limit for outstanding transfers at one time
–5,000 monthly limit*

*Monthly is defined as a rolling 30 days, not a calendar month.


Clients using this service must have established account relationships with the Bank. Micro Deposits are limited to accounts at other financial institutions held in the client’s name or where the client is an authorized signatory on the account.

The external account(s) must either be owned by the client, or be one on which they are an authorized signer. The external banking account must also be located in the United States (an ABA routing number is required for the service).

This service is available for personal accounts only. Businesses wishing to set their accounts up for ACH services use a separate, more traditional ACH facility. Please contact us for more details.

Visa® Credit Cards

Consumer Credit Card

When you use your Ledyard National Bank Visa® Platinum card, you have a fast, easy, convenient and safe way to pay for all your purchases. Your card is accepted at millions of merchant locations worldwide and comes with great benefits:

  • Reward points for travel and merchandise
  • Customer service located in the U.S.
  • Automatic and online payment options
  • Fraud and zero liability protection
  • Balance transfer feature
  • Travel Benefits - Travel Accident Insurance* and Auto Rental Insurance**

Visit any of our seven banking offices to apply for a card.

See the card application's Important Disclosures for current terms, rates and fees. Cards are issued by TCM Bank, N.A. pursuant to a license from Visa U.S.A., Inc.

* Travel Accident Insurance - Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card.  Your account must be in good standing.  Restrictions to coverage may apply.

** Auto Rental Collision Damage Waiver - To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company.  Restrictions apply if you have personal automobile insurance covering this theft or damage.

Standard Issuer Statement

This card is issued by TCM Bank, N.A. Subject to credit approval.

You will also earn rewards on your account with the Scorecard Rewards program. These points can be redeemed for:

  • Airline tickets and discounts
  • Quality merchandise
  • Cruises
  • Hotel and resort discounts
  • Shopping awards
  • Dining and entertainment awards

Business Credit Card

When you use your Ledyard National Bank Business Visa® card, you have a fast, easy, convenient and safe way to pay for all your purchases and keep track of expenses. This financial and cash management tool provides detailed monthly, quarterly or annual report options that provide consolidated spending information.

Your Business Visa® is accepted worldwide at millions of merchant locations. In addition to worldwide acceptance, you also have these benefits:

  • Automatic and online payment options
  • Individualized cards and spending limits
  • Rewards Option - You can choose to earn rewards on your Business account with the ScoreCard for business program. These points can be redeemed for free airline travel, hotel discounts, cruises, dining, shopping and much more.

Visit any of our seven banking offices to apply for a card.

See the card application's Important Disclosures for current terms, rates and fees. Cards are issued by TCM Bank, N.A. pursuant to a license from Visa U.S.A., Inc.


Lost or Stolen Ledyard National Bank Credit Card

To report a lost or stolen credit card, please call:


Outside U.S. 1-727-570-4881


ATM Cards

With any personal account at Ledyard National Bank, you may apply for a Ledyard ATM Card. Our ATMs are open 24 hours a day. You may use your card to make cash withdrawals, deposits, transfers, or loan payments. We have ATMs at the following locations:

  • Main Street, Hanover
  • Corner of Park & Lebanon Streets, Hanover
  • Collis Center, Dartmouth College
  • Main Street, Norwich
  • On the Green, Lyme
  • Drive-up ATM, West Lebanon
  • County Road, New London
  • Route 120 at Old Etna Road, Lebanon
  • Online Application


Travel & Foreign Currency

Travelex is the world's largest retail foreign exchange specialist, with over 700 branded retail stores, principally in airports and tourist locations. The business sells banknotes and other foreign exchange and travel related products and services to individuals traveling for business and leisure purposes. Click here to check exchange rates or purchase currency.

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