Meet Our People


Dennis B. Mitchell, CFP®

President & Managing Director
Ledyard Financial Advisors

Dennis Mitchell has more than 30 years of wealth management experience. His tenure at Ledyard Financial Advisors began in 2008 as the organization’s Senior Vice President & Business Development Officer.

Prior to joining Ledyard, Dennis was the Senior Vice President for Sales & Marketing for Northern Trust’s New England market. His other positions at Northern Trust include Northwest Regional President based in Seattle, Washington as well as Northern California President based in San Francisco, California. He began his banking career at Peoples Heritage Bank in Portland, Maine before moving to Key Bank in Portland as their Trust & Investment Sales Manager.

Dennis received his B.S. in Business Administration from the University of Maine and his MBA from Husson College. He obtained his Certified Financial Planner (CFP®) designation in 1986.

John O'Dowd

John W. O’Dowd, CTFA

Senior Wealth Consultant

John O’Dowd is a Senior Vice President with overall responsibility for business development for Ledyard Financial Advisors. John has over 20 years of investment and wealth management experience in New England and the New York metropolitan region. Prior to joining Ledyard National Bank he served as Senior Portfolio Manager at TD Wealth Management where he was responsible for maintaining strong business relationships with clients to determine financial goals and objectives, provide economic and market information while setting equity and fixed income strategies according to the clients objectives and risk tolerance.

John is a Certified Trust & Financial Advisor and a graduate of the American Bankers National Trust and Graduate Trust schools. He earned his Bachelor's degree from New School University and completed the Paralegal Program at New York University's Institute of Paralegal Studies.

John’s professional associations include membership with the New Hampshire Estate Planning Council, New Hampshire Bankers Trust Committee, past Chairman of the Development Committee of Riverbend Community Mental Health, Inc. and Past Trustee of Canterbury Shaker Village, current Trustee Ausbon Sargent Land Preservation Trust and the New London Rotary Club.

joel Underwood

Joel T. Underwood

Chief Investment Strategist

Joel T. (JT) Underwood serves as Chief Investment Strategist at Ledyard Financial Advisors. J.T. has been with Ledyard National Bank since March 2005 as a Senior Vice President, initially in the capacity of portfolio manager, equity analyst and investment strategist. As Chief Investment Strategist since May 2007, J.T. is responsible for the overall investment function including strategic and tactical asset allocation and security selection. Prior to joining Ledyard, J.T. was Senior Vice President and Portfolio Manager at Bank of America. His 29 years in the investment business include 15 years of portfolio management experience with E.F. Hutton and Fraser Management in Burlington, Vermont, Fleet Bank, and Bank of America, where he was responsible for both private bank investment portfolios and institutional endowments.

J.T. holds a B.A. in Economics from Middlebury College. He is a member of the CFA Institute and the Boston Security Analysts Society. J.T. is on The Lake Sunapee Protective Association and WISE.

joel Underwood

Fred Wainwright

Senior Vice President
Senior Investment Strategist

Fred Wainwright joined Ledyard in 2012 as Senior Vice President and Senior Investment Strategist with over 20 years of experience in investment decision making, strategic consulting and business development in New England and Silicon Valley.

Prior to joining our team, Fred was the executive director of an investment and entrepreneurship research center and taught MBAs and business owners at the Tuck School of Business at Dartmouth. He has written, co-authored and edited numerous reports, cases, and a book on various financial and strategy topics. His materials have been used in training programs at universities, banks, associations and other international institutions. Fred has been a guest author and quoted in leading publications such as Financial Times and The Wall Street Journal.
Fred advises private foundations and is active in economic development, private growth capital investment, industry thought leadership and community service. He is a member of several boards including Granite State Angels, North Atlantic Capital, Dartmouth Club of the Upper Valley and the AVA Gallery and Art Center. Fred also serves on the program committee of the Boston Security Analysts Society, review group of the Financial Analysts Journal, steering committee of the Local First Alliance and fund committee of the Montshire Museum of Science.


Fred is a graduate of Stanford University and earned his MBA at the Tuck School of Business at Dartmouth. He completed executive education courses at Harvard and MIT and received a Certificate of Director Education from the National Association of Corporate Directors. Fred is a member of the CFA Institute. He is also a candidate Certified Wealth Strategist and holds the professional designation of Certified Exit Planning Advisor.
Jon Molesworth

Jon E. Molesworth, AIF®

Director of Investment Services

Jon E. Molesworth is Director of Investment Services and Senior Portfolio Manager of Ledyard Financial Advisors. Jon has been with Ledyard National Bank since May 2000, initially in the capacity of portfolio manager and equity analyst. Prior to joining Ledyard, Jon spent ten years as a Risk Management Consultant and Team Manager for the Risk Management practice of Watson Wyatt Worldwide.

Jon received a B.A degree, Highest Honors, in Business and Mathematics from Skidmore College in 1987, and received his M.B.A., Summa Cum Laude, from the F. W. Olin Graduate School of Business at Babson College in 1998. Jon also graduated from the Cabinet and Furniture Making program at the North Bennet Street School in Boston in 1999. Jon has earned the Associate in Risk Management (ARM) designation from the Insurance Institute of America in 1995, and the Accredited Investment Fiduciary® (AIF®) designation awarded by The Center for Fiduciary Studies in 2008. Jon is also an Auditor for the Town of West Fairlee, a member of the West Fairlee Budget Committee, and has served on the Rivendell Interstate School District Technology Committee.

Donna Batchelder

Donna L. Batchelder, ATOP

Director of Client Services

Donna joined Ledyard Financial Advisors in 1996 and has over 18 years of experience in securities operations and trust accounting. She has supervised our client services area for 8 years and was coordinator of Ledyard’s conversion to the Northern Trust TrustRite accounting system. Prior to joining Ledyard Financial Advisors she was employed at Fleet Bank NH as a member of the retail banking group.

Donna completed Cannon Financial Institute’s first year securities operations program and the Accredited Trust Operations Professional program offered in conjunction with Campbell University.

Douglas Gross

Douglas C. Gross, CPA, JD

Director of Tax and Financial Planning Services

Doug joined Ledyard Financial Advisors in November 2007 as officer in charge of our new Tax and Financial Planning Services area at Ledyard Financial Advisors. Prior to joining Ledyard, Doug had served as Tax Manager at Tyler, Simms & St. Sauveur, Certified Public Accountants, in Lebanon.

As a CPA, Doug has experience in all areas of personal taxation and specializes in personal and fiduciary tax preparation and advice with Ledyard. He is also overseeing the creation of comprehensive financial plans for clients of Ledyard Financial Advisors.

Doug holds a Bachelor of Arts degree from the University of Michigan in Ann Arbor. He also earned a JD from the University of Maine School of Law in Portland in 1992. In 2007, he completed a specialized graduate accounting program at Southern New Hampshire University.

Doug served on Lebanon’s City Council, Planning Board, Heritage Commission, the School Board.


Portfolio Managers:

Randy Haas

B. Randy Haas

Senior Portfolio Manager

Randy Haas has over 30 years experience as a portfolio manager and developing client relationships.  His investment career started in New Jersey at American National Bank and Trust.  The last 28 years he has been in New Hampshire at First NH Bank and Laconia Savings Bank.

Currently he is a committee member of the PSU (Plymouth State University) Heritage Society.  He is a former member of the Laconia Kiwanis and the Laconia Exchange Club.  Randy is the 2006 recipient of the Laconia’s Debra Bieniarz Award for dedication to the towns youth sports programs through coaching, organizing events, and serving on various boards.

Randy has a Masters in Business Administration from Fairleigh Dickinson University and earned his Bachelor of Arts degree from the University System of New Hampshire at Plymouth State.  He graduated from the New England School of Banking Trust School at Williams College.  Randy also holds Series 7 and Series 63 securities licenses.

 Marianne Loew

Marianne D. Loew, CFA

Senior Portfolio Manager

Marianne joined Ledyard Financial Advisors as Vice President and Senior Portfolio Manager in October of 2008 and provides client investment analysis and portfolio management services.

Marianne has 12 years of investment experience with R.M. Davis, Inc. of Portland, ME and Grantham, Mayo, Van Otterloo & Co. of Boston, MA. She began her investment career with Investor's Bank & Trust in Boston, MA.

A graduate of Tufts University, Marianne earned a BA degree, Cum Laude, in International Relations and Spanish. She is a Chartered Financial Analyst charter holder.

Marianne is currently on the Board of the Cradle and Crayon Child Development Center. She is also a member of the CFA Institute and the Boston Security Analysts Society.

 Chris Ng

Christopher C. Ng. CTFA

Senior Portfolio Manager

Chris joined Ledyard National Bank’s Investment and Trust Services Division in October of 2003 and has over 25 years of experience within the investment and trust industry. In 1987, Mr. Ng began his financial career with the Dartmouth National Bank in Hanover, New Hampshire and moved into Fleet Boston's Private Clients Group when Fleet Boston acquired Dartmouth National Bank in 1989. Prior to joining Ledyard, Mr. Ng was Vice President and Relationship Manager with Fleet Boston.

Mr. Ng holds a Bachelor of Science degree in Business Management from Green Mountain College in Poultney, Vermont and is both a Certified Trust and Financial Advisor (CTFA) and a licensed investment representative with the NASD (Series 7 & 63). He is also a graduate of the National Graduate Trust School at Northwestern University and the New England School of Banking at Williams College. In 2006, Mr. Ng graduated with Honors from the Cannon Financial Institute's Fiduciary Investment Management School, with a designation of Accredited Fiduciary Investment Manager (AFIM). He also completed the CFP certification program of the College of Financial Planning.

During his career, Mr. Ng has served on the boards of many local organizations. He is currently serving on the Executive Committee of the Friends of Children's Hospital at Dartmouth.


Financial Advisors:

Margie Arbuckle-Morrill

Margie Arbuckle-Morrill, CTFA, CISP

Senior Financial Advisor
Technical Services

Margie joined Ledyard Financial Advisors in August of 2000. She has over 25 years of trust administrative, tax, IRA, charitable gifting and wealth management experience. Prior to joining Ledyard, she was the Life Income Trust Administrator for Dartmouth College for 16 years.
Margie’s professional associations include terms as a member of the Connecticut Valley Estate Planning Council and the Upper Valley Planned Giving Council.
Margie holds a Bachelor’s degree in Business Management from the University of New Hampshire System where she graduated with honors. In January 2002, Margie completed the Cannon Financial Institute’s Trust School with honors. In March 2004, she successfully completed her IRA Professional School training with Cannon Financial Institute. In August 2011, Margie completed all of the Certified Financial Planning course work at Boston University. Margie has also obtained her Certified Trust and Financial Advisor (CTFA) and her Certified IRA Services Professional (CISP) designations.

Lawrence R. Draper

Senior Financial Advisor
Fiduciary Officer

Larry joined Ledyard Financial Advisors in March 2009. He has worked with investment, trust and private banking clients since 1989. Prior to joining the Ledyard team of professionals, he was with US Trust, Bank of America Private Wealth Management most recently as Senior Vice President and Trust Team Leader for New Hampshire and Maine. In this role he managed a team of 17 trust associates in five offices administering over $2.0Billion in client assets. He has previously administered client accounts and developed new business for Bank of America and Fleet Private Clients Group. Larry started his career at the First National Bank of Boston in 1974 and moved to Hanover in 1977 working for Dartmouth National Bank where he held various senior management positions including Executive Vice President and Chief Operating Officer.  
Being active in the local community is an important aspect of Larry’s professional life. He was a long term board member and past president of the Hanover Chamber of Commerce, Trustee of the Trust Funds for the Town of Hanover, auditor for the Dresden School District and trustee of the Howe Library. Presently, he is a member of the Hanover Improvement Society, the Montshire Museum and is on the board of the Hanover Rotary Club.
A 1973 graduate of The Colorado College, Larry and his wife have moved to Enfield after many years in Hanover.


Holly Dustin

Holly K. Dustin, JD

Senior Financial Advisor

Holly joined Ledyard Financial Advisors in September of 2008. She practiced law in Connecticut for 15 years, where she was a partner at Ryan, Ryan, Johnson and Deluca. Prior to joining Ledyard, she worked with high net-worth individuals in Vermont and New Hampshire, in the areas of estate planning and structuring philanthropic gifts.

Holly is a past President of the Upper Valley Planned Giving Council, and served as Vice- Chair of the Major Gifts Committee at Chandler Center for the Arts in Randolph, Vermont. She is a member of the Gifts and Bequests Committee at Kendal. She graduated from Dartmouth College in 1981 with a Bachelor of Arts in English and American Literature, and from Vermont Law School in 1984 with a Juris Doctor Degree. She enjoys hiking, skiing, reading, swimming, kayaking, ballet and classical music.

Grady George

Grady L.M. George, JD

Senior Financial Advisor

Grady joined Ledyard Financial Advisors in April, 2006 and has worked in the wealth management industry since 2001. Grady earned his BA degree from the University of California, Davis and graduated from Vermont Law School in 2000 with a Juris Doctorate.

He has completed programs on Retirement Accounts and Personal Trusts in addition to graduating from the ABA National Trust School at Northwestern University. He has also attended the Cannon Financial Institute and completed an advanced course on Trust Administration in New Hampshire.

Grady is a current or past member of the Montshire Museum of Science, Mystic Seaport Museum, Mystic Aquarium and Institute, National Aquarium in Baltimore, and the New York State Historical Association.

Except for a one-year hiatus, he and his family have lived in the Upper Valley of Vermont since 1996.

John O'Dowd

Valerie J. Nevel, Esq.

Senior Financial Advisor

Valerie joined Ledyard Financial Advisors in September of 1998 and has more than 25 years of experience in financial services. Valerie has worked in the area of taxation at Coopers and Lybrand and was legal counsel to the Trust Division of State Street Bank and Trust Company. Prior to joining Ledyard, Valerie had a legal practice in which she focused on estate planning, taxation, trusts, and charitable organizations.

Valerie is the President of the Board of Directors for the New Hampshire Estate Planning Council. During her financial career, she has served on the boards of many local non-profit organizations. She is currently a member of the Board of Directors for WISE.

Valerie graduated from Boston University Magna Cum Laude with a Bachelors of Science Degree in Economics in 1986. In 1991, she graduated from Boston College Law School with a Juris Doctor Degree, and in 1992, she graduated from Boston College Carrol School of Management with a degree in Business Administration. Valerie is an active member of the New Hampshire Bar Association and is currently the Immediate Past President of the New Hampshire Estate Planning Council.

Deanna Wilson

Deanna C. Wilson, CFP® CTFA

Senior Financial Advisor

Deanna joined Ledyard Financial Advisors in April of 2007 and has 20 years of finance, charitable planning, and wealth management experience. Prior to joining Ledyard, she was Assistant Director of Gift Planning with Dartmouth-Hitchcock Medical Center and Dartmouth Medical School. Deanna began her financial career with Vermont National Bank in southern Vermont and moved into Chittenden Bank’s Trust Division as Vice President and Trust Officer when Chittenden Bank acquired Vermont National Bank in 2000.

During her career, Deanna has served on the boards of many charitable organizations. Deanna’s professional associations include terms as President of the Connecticut Valley Estate Planning Council, Secretary of the Upper Valley Planned Giving Council, and Member of the Leave a Legacy NH/VT Planning Committee.  She is currently a member of the New London Rotary Club and on the board of the Lake Sunapee Regional VNA.

Deanna holds a Bachelor of Arts degree in Business Management and International Studies from Norwich University, graduated with Honors from Cannon Financial Institute’s Trust School at Boston University, and holds the professional designation of Certified Trust and Financial Advisor (CTFA). Deanna completed the Financial Planning program at Boston University Center for Professional Education and is a CFP® professional.

Susan Renaud

Susan Renaud

Senior Financial Advisor

Susan joined Ledyard Financial Advisors in June of 2015 and has 25 years of finance, operations and consulting experience in New England and Europe. Prior to joining Ledyard, she was an independent CFO consultant working with small businesses. Susan has enjoyed a wide and varied career having previously served as Director of Strategic Integration with Dartmouth-Hitchcock, CFO at King Arthur Flour, Mergers and Acquisitions consultant with PwC London and held various roles at Ben & Jerry’s in Vermont, London and Paris.

Susan holds a Bachelor of Arts degree in Accounting from The University of Texas and is a Sloan Fellow, having completed the Sloan Masters Program at London Business School. She currently serves as Vice Chair of the Board of the Upper Valley Land Trust.

Deanna Wilson

Robert Gallo

Private Banking Officer

Rob has worked in the banking and financial services industry for more than 26 years, most recently in the Retail Division of Ledyard National Bank. Prior to joining Ledyard in 2009, Rob was the Private Banking Officer at U.S. Trust – Bank of America Private Wealth Management in Hanover, NH. He also served in the Retail, Quality Assurance, and Banking Operations divisions during his many years at Bank of America.

Rob lives in Bradford, Vermont. He is an active member of his community and serves on several boards and committees.

Rob attended Manchester Community Technical College and Central Connecticut State University.

Non-deposit investment products are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by the Bank or any affiliate, and are subject to investment risk including the possible loss of principal amount invested.